Uber has changed the way we travel. By simply using the Uber app, a ride is available at your fingertips, simplifying the way we move around. Despite its convenience, risks still exist. Accidents can happen, leading to potential passenger injuries.
In this article, typical Uber accident injuries, the process of determining fault, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
An Uber accident can cause many different types of injuries, especially during collisions or accidents. Among the most common injuries are:
Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. The symptoms may take time to surface.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. They can lead to lasting cognitive and health challenges.
Spine Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.
Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.
Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.
Who Is Liable in an Uber Accident?
Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.
The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Examples include speeding, DUI, or violating traffic rules.
Other Drivers: If another motorist causes the crash, they could bear the blame.
The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.
Liability from Third Parties: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: If the driver is not using the uber accident claims settlement Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.